Mortgage Application Forms
Click one of the following links to download the form that applies to your situation:
MD new purchase application             MD refinance application
VA new purchase application             VA refinance application

Mortgage Application Checklist
Property Information (if you already have a contract on a house)
·         Purchase Agreement

·         If you have sold your home already, copy of settlement statement (HUD-1)

Income & Assets

·        Pay stubs for the last 30 days
·        Names and addresses of each employer in the last 2 years
·        W-2s of the most recent 2 years
·        Statements for each bank, and/or investment account for the last 2 months
·        If you have made any large deposits to your accounts
ü  Explanation and source for deposit
ü  If large deposit was a gift:
o   Signed gift letter (my template of gift letter)
o   Copy of gift check
o   Copy of deposit receipt
·        If you own more than 25% of a business
ü  Corporate or partnership tax returns
·        If self-employed
ü  Tax returns for the last 2 years (with all schedules)
·        If you own rental property

ü  Tax returns for the last two years and current rental lease.


·       Names, addresses, account numbers, balances and monthly payments on all current loans


·       Residence addresses for the past two years

·       If you are not a citizen, a copy of the front and back of your green card