I am Liu Han, CPA, a licensed mortgage originator in Maryland and Virginia. My office is located at Gaithersburg Maryland, which is very close to RIO. We offer a variety of mortgage loan programs to meet your residential financing need.


I started my mortgage career in the year of 2004. Before becoming a full-time loan officer, I worked as a senior financial auditor in several accounting firms, including one of the Big Four, Deloitte. My years of experience in financial industry, especially working directly with various clients, becomes valuable assets for me to provide clients with best mortgage service. 


My service is built on a simple but foundational principle: Clients First. Meeting client's needs is always my high priority. I always care about my clients, thinking on behalf of them to find the most appropriate mortgage program, guiding them step-by-step to obtain a mortgage loan. My clients can contact me whenever they need, and they can reach me immediately most of the time. Every day, I continuously monitor mortgage rates and updates from various lenders, communicate to my clients and respond to their requests promptly. This ensures that I can catch the best time to lock my client's desired interest rate.


I understand that each borrower varies. However, through professional analysis of your financial situation, I am confident to help you find the right mortgage program to meet your specific needs. Our loan application process is easy and fast! Feel free to contact me for a free, no obligation mortgage consultation.


License info:
Liu Han - NMLS# 208136;  MD License# 26-16110;  VA License#  MLO-1000V
Leader Funding Inc. - NMLS# 1537010; MD license# 22418; VA license# MC-6708